ECBMLaw | About Us - ECBMLaw
At ECBM, we understand that insurance programs are more than an end; they are a means to meeting business and financial objectives that change over time. ECBM works with our clients to design and maintain a risk management approach which is built on a solid foundation and knowledge of their business goals and corporate climates.

We give solid, appropriate advice each time we meet, even if that means making a suggestion that will earn us less money. Earning our clients’ trust and retaining their business is the key to everyone’s success. Maintaining strong client relationships requires superior service. ECBM strives to provide that service by knowing our clients, their business needs, and providing quality insurance and risk management services to meet those needs.



ECBM Insurance Brokers and Consultants is a full-service brokerage that serves all industries. While best known for our trucking and logistics business, we pride ourselves on employing seasoned producers who are experts in their respective fields. Read more…


ECBM prides itself on having a large on-site claims department that argues coverage for both our policy holders free of charge. For clients who are not policy holders through our brokerage, we offer claims handling services. Read more…


Our Risk Management Consulting Services encompass a wide variety of services including exposure identification and analysis techniques, as well as helping clients find creative financial alternatives that help improve cash flow and reduce overall costs. Read more…


Charlie Bernier is an attorney and principle professional liability consultant at ECBM Insurance Brokers and Consultants in Conshohocken, Pennsylvania.  He received his Bachelors Degree from from Pennsylvania State University and attended Widener University School of Law where he earned his J.D.

Charlie began his law carrier practicing insurance defense at one of the oldest law firms in the country before focusing on professional liability insurance and cyber insurance. His background defending insurance companies has given Charlie unique insight into how insurance companies operate- specifically with respect to claims handling. This has important implications for his clients, as Charlie is able to anticipate potential coverage issues and argue coverage effectively.

Recognizing a need for more comprehensive cyber insurance coverage than what is typically included in a General Liability policy (if included at all), Charlie worked with an A+ rated carrier to create a cyber insurance policy that doesn’t include the multitude of exclusions that are found in traditional policies. His intimate knowledge of cyber insurance has led Charlie to speak at numerous conferences and cyber security industry events. Many IT department heads recognize Charlie’s expertise and therefore turn to him for coverage.

Charlie cropped pic


Winner- Philadelphia Inquirer & – Top Workplaces Philadephia, 2011


Winner- Pennsylvania’s Best Places to Work, 2010 & 2011


Winner- Business Insurance’s Best Places to Work (National), 2011